Rationale

At present, a lot of liquidity on XRPL is staying idle. There is a group of token holders on XRPL who are keen to receive passive yield income for their holding assets. At the same time, there is also another group of tokens holders (which may overlap with the above group) who are actively looking for additional exposures in other tokens without selling their holdings.

Strobe's money markets are built specifically to address these underserved token holders. The lending markets allow depositors to passive gain yield on their assets, while the borrowing markets allow users to leverage their deposits as collaterals to borrow other assets and gain active market exposure.