Rationale

At present, a significant amountof liquidity on XRPL is idle. There are many token holders on XRPL who are keen to receive passive yield income for their holding assets. At the same time, there are other token holders (which may overlap with the above group) who are actively looking for additional exposure without selling their holdings.

Strobe's money markets are built specifically to address these underserved token holders. The lending markets allow depositors to passive gain yield on their assets, while the borrowing markets allow users to leverage their deposits as collaterals to borrow other assets, gaining active market exposure and access to liquidity without diminishing their positions..