# Interest rate strategies An interest rate strategy determines the lending and borrowing interest rates for a given utilization ratio. The utilization ratio is derived from the total debt and total supply of specific tokens. Currently, Strobe Protocol has one interest rate strategy, which is unique for each token based on their supply-demand dynamics. However, moving forward, there may include more interest rate strategies catering for a specific tokens' risk profile. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://strobe-protocol.gitbook.io/strobe-protocol/money-market/interest-rate-strategies.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.